Welcome to my Financial Wellness Blog 

Recently I’ve been asked what my inspiration was for starting a financial wellness program and what exactly IS financial wellness. 

I’d like to start by sharing my story and how I arrived and why I’m so focused on it. 

Growing up I had a very comfortable childhood.  I am fortunate to have been raised in a loving home with two wonderful parents and 4 siblings.  You could say that I lead a privileged life having been raised by such nurturing and attentive parents and I learned many valuable life lessons from them.  My father was my inspiration who taught me the value of hard work, a lesson I adhere to still to this day.  My mother was the best, the classic housewife who was always there for us.  Growing up, I always wanted to be a housewife and mother, just like my own mom, so be careful what you wish for.  😉 

I married at 21 and soon had two babies right away.  Life was just as I had envisioned it to be, until it wasn’t as sometimes even the best plans don’t come together as you expect.  Soon I found myself as a single mom at the young age of 28 with two young children that I needed to support.  I did not receive any child support their entire life.  There was never any help from their father even for babysitting duties which would have allowed me to work without having to pay for a babysitter.  My dream of being the housewife and stay at home mom was never going to happen.   

Around the time that I became a single parent, I bought my first life insurance policy.  It made sense to me that I needed to protect my family if something were to happen to me.  After my friend who was also a single parent sold it to me, I asked her what her commission was, and I was shocked to hear the amount.  I had to work almost 2 complete weeks at my father’s construction business in order to make what she did in less than 2 hours.  Not only did I realize how important life insurance was to have on me, but I also looked at it as a career for myself where I could work around my children’s school schedule and work for my father.  Being my father’s daughter, I hustled like nothing else and became the top insurance agent in the office of all men in less than 1 year.  I never was afraid of hard work and I loved the process of helping families while making a great living was a win/win for me.  That was 32 years ago, and I’m still loving the business.   

I’ve always had a drive for education, and have always learned as much as I could through various courses and mentorship programs.  I have developed a clear-cut passion for helping people to “plan for the unplanned”.  Life has not always gone as planned for me.  I’ve had the best plans which unfortunately have fallen apart.  My life doesn’t look like what I envisioned it to be at 16 years old with my desire to be a full-time stay at home mother, but that was not the plan for my life as now that I look back, I wouldn’t have been fulfilled with just that. 

Of course, I am always grateful for my journey, as it has shaped me into the woman I am today.  I’ve used the challenges I’ve experienced as an inspiration to guide and protect my clients.  I’ve learned many lessons, and not all were easy, but they were worth it. 

As I have previously mentioned, I’m extremely passionate about helping people to plan, preserve, and protect their financial lives.  In the past few years, I have noticed a concerning trend.  I’ve met far too many (mostly) women who learned the hard way that they had no idea what was happening with their financial lives.  The reasons for this lack of financial knowledge were extremely diverse.  From financial abuse situations, to people taken advantage of by unethical advisors, to a general lack of knowledge.  The need for basic as well as more advanced financial literacy and wellness became abundantly clear to me. 

I had the advantage of being raised in a family who taught me about finances, but not everyone is as fortunate.  Money is still a taboo subject in many households.  Many people are embarrassed to admit that they do not know much about finances so you are not alone. 

My inspiration is to provide a solid financial literacy education and to guide people to financial wellness in an easy to understand manner.  No matter the starting point, from complete novice to more advanced knowledge, I strive to steer you to a place of financial wellness.  

Financial wellness starts with basic financial literacy but goes much further.  To me, financial wellness is about developing a sense of financial security, the ability to have a healthy relationship with money.  The goal is to be able to live life without the stress of finances and to have PEACE OF MIND.  Most of us do not have that, and I want to change it.  One by one and that is my mission. 

Right now, we are facing unprecedented financial times.  Never could I have imagined that we would be where we are at now, in the spring of 2020.  The lessons we learn now, the habits we change because of this quarantine, will live with us for generations to come. 

We are all in this unprecedented, unknown time together.  I am going to work hard to teach you financial wellness while at the same time keeping you updated on the latest financial developments that are constantly evolving. 

I look forward to guiding you towards financial wellness through lessons in financial literacy, budgeting, side hustles and so much more.  And once we get this knowledge in place, I am going to encourage you all to “Whoop it Up”.   

Be well.

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